Saturday, December 31, 2011

Healthy Vs Wealthy

What does it value to you? Which is more important to you? Some think one must gain health before anything, some think the otherwise. I opined that health is trivial than anything. To be continued....

Wednesday, December 28, 2011

Your Fittest Year Starts Right Here!

If you resolved to lose weight, tone up or get fit in 2012, TRA from Pharmanex is for you! This is created to help people to slim down and gain back their fitness levels. All you need is just 3 months and this will be your last slimming programme ever. Start now before it's too late and results for the best year!

Tuesday, December 27, 2011

g3 Superfruit Juice Blend


g3 2bottles package (750mlx2) = RM280; g3 4bottles package (750mlx4) = RM480

g3 Benefits, Clinical Studies and Media Recognition


g3™ Superfruit blend contains so much good stuff that this doesn't do it justice!
So here are the top 26 reasons to drink g3.

Gac Fruit
For centuries this fruit has been known and used by practitioners of folk medicine to increase energy and enhance longevity.

It promotes health in muscles and joints protecting and strengthening vital tissues.

From the aril of the fruit comes Lycopene (the quantity of lycopene is ten-fold higher than known in any other lycopene rich foods), which aids prostate health, and strengthens the cardiovascular system.

The plant has phyto-ceuticals also called Pro-Vitamin A, Carotenoids and Retinol. Pro Vitamin could be called a Pre-Vitamin. It helps the body's chemical reactions in the formation of other necessary vitamins.
GAC nutraceuticals strengthen the immune system and have been noted to help in the deficiencies of wide spread infirmities.

It aids the immune system and general health of the body because these active compounds help the absorption and transport of beta-carotene.

The GAC oil has been used for pregnant and lactating women.

The GAC vitamins and lycopene are highly "bio-available", making absorption easy and the elemental compounds useful.



Cili Fruit

It promotes epidermal health – both in strengthening cells and aiding in the conversion of sunlight to Vitamin D.

Antioxidants contained in this fruit are “anti-aging,” and help the body’s cells age more successfully. The Cili Fruit has restorative antioxidants. Cili is noted for its antioxidants in the cancer prevention arena. It has a notably high content of quality Vitamin C.

In folk medicine, this fruit is noted for its help in vitality and all general health areas.


Chinese Lycium


It helps the eyes – cataracts, glaucoma, and visual acuity. This berry contains a complete array of antioxidants carotenoids including beta-carotene and zeaxanthin. In fact, Goji Berry has the highest source of carotenoids in all known foods. Beta-carotene is best known as a nutrient for the retina.
Chinese Lycium also helps with cancer. Acetone extract from Wolfberry inhibits gene mutation. Some scientists say the fruit is a good supplement to prevent liver cancer. Also, studies show objective regression of cancer in patients with malignant melanoma, renal cell carcinoma, colorectal cancer, lung cancer and others. Results also indicated Lycium Barbarum Polysaccharide (LBP) may be used as an adjuvant in the biotherapy of cancer.

Wolfberry “.. may help slow the aging process.” Studies on seniors in China produced amazing results – many people live beyond 100 years of age in Goji growing areas. Increases in Super Oxidant Dismutase (SOD) and hemoglobin were found in the serum of all participants.

Goji Berry helps lower blood sugar – and in many tests at least stabilizes blood sugar. This berry has four polysaccharides – complex carbohydrates with very heavy molecular weights. These polysaccharides are bioactive, also called glycans.

The berry strengthens cell walls (again, against Free Radical attacks) thus promoting better communication between cells. It also strengthens the brain’s neuro-transmitters against pervasive Free Radical activity, thus promoting benefits against dementia and other forms of memory loss.

It provides powerful anti-fungal and anti-bacterial action because it contains solavetivone (an amino acid). Properties in this berry contain Beta-Sitosteral, a remarkable anti-inflammatory.

This berry is high in protein (more than whole wheat) which is an essential cellular building block.

The Wolfberry increases overall health performance, including sexual responses – for a healthier romantic life. One herbalist wrote, “Wolfberry can make a young wolf out of an old man.”

Dubbed, “A complete body health motivator,” the berry has four unique polysaccharides, not found in any other plant on the planet.






Siberian Pineapple
For centuries this berry has been used to increase energy levels.
The berry heals wounds and protects skin against harmful nerve damage.

It aids in the battle against cancer and helps strengthen the immune system to protect the cells and fight the onslaught of Free Radicals.

It helps to prevent heart disease and strokes. It also aids in the stabilization of blood pressure and strengthens overall vascular health.

Promotes immune system function, including benefits for digestion, the liver and prostate.


Clinical Studies
Momordica Cochinchinese, Rosa Roxburghii, Wolfberry, and Sea Buckthorn - Highly Nutritional Fruits Supported by Tradition and Science by D.S. Burke, C.R. Smidt and L.T. Vuong
g3™ Superfruit Product Information Page

63 Reasons to DRINK GAC?


Media Recognition




Thursday, December 22, 2011

Health topics - Obesity

 
Overweight and obesity are defined as abnormal or excessive fat accumulation that presents a risk to health. A crude population measure of obesity is the body mass index (BMI), a person’s weight (in kilograms) divided by the square of his or her height (in metres). A person with a BMI of 30 or more is generally considered obese. A person with a BMI equal to or more than 25 is considered overweight.
Overweight and obesity are major risk factors for a number of chronic diseases, including diabetes, cardiovascular diseases and cancer. Once considered a problem only in high income countries, overweight and obesity are now dramatically on the rise in low- and middle-income countries, particularly in urban settings.

What are overweight and obesity?

Overweight and obesity are defined as abnormal or excessive fat accumulation that may impair health.
Body mass index (BMI) is a simple index of weight-for-height that is commonly used to classify overweight and obesity in adults. It is defined as a person's weight in kilograms divided by the square of his height in meters (kg/m2).
The WHO definition is:
  • a BMI greater than or equal to 25 is overweight
  • a BMI greater than or equal to 30 is obesity.
BMI provides the most useful population-level measure of overweight and obesity as it is the same for both sexes and for all ages of adults. However, it should be considered a rough guide because it may not correspond to the same degree of fatness in different individuals.

Facts about overweight and obesity

Overweight and obesity are the fifth leading risk for global deaths. At least 2.8 million adults die each year as a result of being overweight or obese. In addition, 44% of the diabetes burden, 23% of the ischaemic heart disease burden and between 7% and 41% of certain cancer burdens are attributable to overweight and obesity.
Some WHO global estimates from 2008 follow.
  • 1.5 billion adults, 20 and older, were overweight.
  • Of these 1.5 billion overweight adults, over 200 million men and nearly 300 million women were obese.
  • Overall, more than one in ten of the world’s adult population was obese.
In 2010, around 43 million children under five were overweight. Once considered a high-income country problem, overweight and obesity are now on the rise in low- and middle-income countries, particularly in urban settings. Close to 35 million overweight children are living in developing countries and 8 million in developed countries.
Overweight and obesity are linked to more deaths worldwide than underweight. For example, 65% of the world's population live in countries where overweight and obesity kill more people than underweight (this includes all high-income and most middle-income countries).

What causes obesity and overweight?

The fundamental cause of obesity and overweight is an energy imbalance between calories consumed and calories expended. Globally, there has been:
  • an increased intake of energy-dense foods that are high in fat, salt and sugars but low in vitamins, minerals and other micronutrients; and
  • a decrease in physical activity due to the increasingly sedentary nature of many forms of work, changing modes of transportation, and increasing urbanization.
Changes in dietary and physical activity patterns are often the result of environmental and societal changes associated with development and lack of supportive policies in sectors such as health, agriculture, transport, urban planning, environment, food processing, distribution, marketing and education.

What are common health consequences of overweight and obesity?

Raised BMI is a major risk factor for noncommunicable diseases such as:
  • cardiovascular diseases (mainly heart disease and stroke), which were the leading cause of death in 2008;
  • diabetes;
  • musculoskeletal disorders (especially osteoarthritis - a highly disabling degenerative disease of the joints);
  • some cancers (endometrial, breast, and colon).
The risk for these noncommunicable diseases increases, with the increase in BMI.
Childhood obesity is associated with a higher chance of obesity, premature death and disability in adulthood. But in addition to increased future risks, obese children experience breathing difficulties, increased risk of fractures, hypertension, early markers of cardiovascular disease, insulin resistance and psychological effects.

Facing a double burden of disease

Many low- and middle-income countries are now facing a "double burden" of disease.
  • While they continue to deal with the problems of infectious disease and under-nutrition, they are experiencing a rapid upsurge in noncommunicable disease risk factors such as obesity and overweight, particularly in urban settings.
  • It is not uncommon to find under-nutrition and obesity existing side-by-side within the same country, the same community and the same household.
Children in low- and middle-income countries are more vulnerable to inadequate pre-natal, infant and young child nutrition At the same time, they are exposed to high-fat, high-sugar, high-salt, energy-dense, micronutrient-poor foods, which tend to be lower in cost. These dietary patterns in conjunction with low levels of physical activity, result in sharp increases in childhood obesity while undernutrition issues remain unsolved.

How can overweight and obesity be reduced?

Overweight and obesity, as well as their related noncommunicable diseases, are largely preventable. Supportive environments and communities are fundamental in shaping people’s choices, making the healthier choice of foods and regular physical activity the easiest choice, and therefore preventing obesity.
At the individual level, people can:
  • limit energy intake from total fats;
  • increase consumption of fruit and vegetables, as well as legumes, whole grains and nuts;
  • limit the intake of sugars;
  • engage in regular physical activity;
  • achieve energy balance and a healthy weight.
Individual responsibility can only have its full effect where people have access to a healthy lifestyle. Therefore, at the societal level it is important to:
  • support individuals in following the recommendations above, through sustained political commitment and the collaboration of many public and private stakeholders;
  • make regular physical activity and healthier dietary patterns affordable and easily accessible too all - especially the poorest individuals.
The food industry can play a significant role in promoting healthy diets by:
  • reducing the fat, sugar and salt content of processed foods;
  • ensuring that healthy and nutritious choices are available and affordable to all consumers;
  • practicing responsible marketing;
  • ensuring the availability of healthy food choices and supporting regular physical activity practice in the workplace.

What are the health consequences of being overweight?

Q: What are the health consequences of being overweight?

A: The latest WHO projections indicate that at least one in three of the world's adult population is overweight and almost one in 10 is obese. Additionally there are over 20 million children under age five who are overweight.
Being overweight or obese can have a serious impact on health. Carrying extra fat leads to serious health consequences such as cardiovascular disease (mainly heart disease and stroke), type 2 diabetes, musculoskeletal disorders like osteoarthritis, and some cancers (endometrial, breast and colon). These conditions cause premature death and substantial disability.
What is not widely known is that the risk of health problems starts when someone is only very slightly overweight, and that the likelihood of problems increases as someone becomes more and more overweight. Many of these conditions cause long-term suffering for individuals and families. In addition, the costs for the health care system can be extremely high.
The good news is that overweight and obesity are largely preventable. The key to success is to achieve an energy balance between calories consumed on one hand, and calories used on the other hand.
To reach this goal, people can limit energy intake from total fats and shift fat consumption away from saturated fats to unsaturated fats; increase consumption of fruit and vegetables, as well as legumes, whole grains and nuts; and limit their intake of sugars. And to increase calories used, people can boost their levels of physical activity - to at least 30 minutes of regular, moderate-intensity activity on most days.

What is Visceral Fat?

Visceral fat [vis-er-uhl] is the official name for the fat inside a big “beer belly”.  It is not the same as subcutaneous fat [suhb-kyoo-tey-nee-uhs] found under the skin. Visceral fat and subcutaneous fat may, or not, appear together. Subcutaneous fat is stored in the hips, thighs, butt, back, and back of the arms.  Most of the body's fat is subcutaneous, especially in women. 
Visceral fat is a real trouble maker. It causes metabolic syndrome and chronic inflammation that leads to heart disease and diabetes.  Visceral fat literally encrusts the vital organs, the kidneys, liver, stomach, and others.  The abdominal cavity that houses the organs is called the “viscera” and those are the “visceral organs" -  buried in “visceral fat".
Visceral fat contributes to high blood pressure by squeezing the kidneys, working them and wearing them out.  It also drains directly into the liver where it infiltrates, replacing functional tissue with fat.  Research in a large urban center in the United States found "fatty liver" in one-third of adults surveyed.  Fatty liver can lead to cirrhosis.

From Whence It Came

Visceral fat is related to eating too many easily digested carbohydrates - simple sugars and processed starches - and then by not burning off the glucose they supply.  Visceral fat is biochemically programmed to take up extra glucose and turn it into even more visceral fat!  Its job is to take carbohydrates out of the system when the liver stores are full.  Studies also suggest that saturated fat increases visceral fat but unsaturated fat does not.  When it comes to beer, a study of alcohol showed that a pattern of drinking large amounts of any alcohol at once (binge drinking) leads to visceral fat but daily drinking of small amounts does not.

A Measure of Health


Visceral fat is a predictor of health risk. Measure visceral fat (with a tape measure) to see if you have too much.  It cannot be measured by the bathroom scale, by the special scale that measures body-fat, nor the BMI chart.  The best way to measure visceral fat is by CT scan or MRI, but they are too expensive for routine use.
Waist circumference is the proxy measure for visceral fat. To take the measurement, use a flexible tape, stand up straight, and breathe naturally.  Place the flat tape around the bare abdomen in line with the navel.  Do not compress the skin.

A waist circumference of 35 inches (88 cm) or more for a woman, and 40 inches (102 cm) or more for a man, is a sign of too much visceral fat. 

Note: Waist circumference is an important measure of visceral fat in men, although in women, a larger waist has more to do with subcutaneous fat.  A BMI over 35 negates the usefulness of waist circumference for both sexes.
Melt Visceral Fat
To shed visceral fat, stop the cycle of eating too many calories, carbohydrates and fats, and then burn the visceral fat for energy to fuel physical activity.  Cardio-type exercise has been shown to melt away visceral fat.  Even modest exercise, like walking 30-45 minutes five days a week, can make a big difference.
Research shows the Mediterranean Diet eaten within a calorie budget does a good job of reducing visceral fat.  Mediterranean food is primarily plants – vegetables and fruit, beans, whole grains, and olives and nuts - along with fish and a bit of red meat.
Your thoughts....

Are You Losing Fat, or Just Losing Weight?

The Importance of Body Fat Percentage

Did you know… That two people can have the same height and weight, but very different percentages of body fat?

Did you know… That as we age, we tend to gain fat around our organs (“visceral fat”) that can’t be detected by measuring “skin folds” or even with a scale?

Did you know… That chances are that if you are losing weight, you will lose muscle as well as fat?

Weight management is a goal on a lot of people’s minds these days. People get on the scales in the morning, and the number they see may determine how they feel about themselves. But the truth is that some people make think they are overweight, when the amount of fat they have on their bodies is just fine, while others may carry hidden fat that the scale won’t tell them about.

What is Body Fat Percentage?

Our bodies are made up of a lot of different kinds of tissues (plus a lot of water). There is muscle, fat, bone, and specialized tissue such as is in our various organs. The body fat percentage is just that –- the percentage of our weight which is made up of fat. Body fat percentage is similar to terms such as body fat ratio and body composition. The part that isn’t fat is called our “lean body mass.” A 160-pound person with a lean body mass of 120 lbs has 25 percent body fat (40 lbs of fat). That may sound like a lot, but our bodies need a certain amount of fat for insulation, energy storage, hormone production, and other functions scientists are just discovering.

How Much Body Fat Should a Person Have?

This depends upon a few variables. Women need more body fat than men. Breasts are almost all fat, and women have more fat around their hips -– that’s just the way it was meant to be. If a woman’s body fat drops too low, she will stop menstruating. Also, men naturally have a greater amount of muscle bulk. Another factor is age. As people get older, their muscles tend to shrink, and they tend to accumulate visceral fat. This is at least partially related to the decline in testosterone and other hormones. You can find your individual body fat recommendation in these charts. It is important not to confuse BMI with body fat. The BMI (body mass index) numbers are NOT percentages of body fat. I often see advice on Web sites where the two are plainly being confused. For example, a BMI of 29 is in the overweight range for women. This has nothing to do with 29 percent body fat, which is considered healthy.

What’s the Difference between Body Fat Percentage and BMI?

BMI (body mass index) is a formula based on height and weight. It was developed because in the general population, it is correlated with body fat. However, there are quite a few groups of people for whom BMI is not as accurate –- short women and muscular people, to name two. BMI also varies according to some ethnic groups. Also, for people who are interested in changing their body composition and not just their weight, knowing body fat percentage is an improvement over BMI. For example, if you are exercising to build muscle (a good goal), knowing your body fat percentage is a good idea. Also, when losing weight, you want to preserve as much lean body mass as possible. (Low-carb diets generally produce better results than high carb ones for this purpose.)

What is a Healthy Body Fat Percentage?

Age-Adjusted Body Fat Charts for Men and Women

If you look around the Internet, you will see a lot of different recommendations for body fat percentages. As far as I can tell, this is the most authoritative, as it is based on World Health Organization and National Institutes of Health recommendations, and takes age into account. Please do not confuse these numbers with the BMI (Body Mass Index) scores, which are not the same thing.

Age-Adusted Body Fat Percentage Recommendations

Women


AgeUnderfatHealthy RangeOverweightObese
20-40 yrsUnder 21%21-33%33-39%Over 39%
41-60 yrsUnder 23%23-35%35-40%Over 40%
61-79 yrsUnder 24%24-36%36-42%Over 42%


Men


AgeUnderfatHealthy RangeOverweightObese
20-40 yrsUnder 8%8-19%19-25%Over 25%
41-60 yrsUnder 11%11-22%22-27%Over 27%
61-79 yrsUnder 13%13-25%25-30%Over 30%

Source: Gallagher et al. Am J Clin Nut 2000; 72:694-701

Wednesday, December 21, 2011

Lifepak from Pharmanex

LifePak Anti-Aging Formula

In the twentieth century, the average life span increased by 30 years. At the same time, health problems associated with normal aging continually increased. So we're living longer, but are we living better? Start taking care of your health now and really live those extra 30 years. More than 1,000 clinical studies show the benefits of the ingredients in LifePak. Recent research strongly suggests that a major cause of aging is oxidation of cells and free radical damage of DNA. LifePak is clinically proven to protect the body from oxidation and free radicals. LifePak is formulated to add life to your years!*

LifePak (30x x2)
Price: RM 392.00              Discounted Price: RM 275

Testimonials
  • By taking LifePak, I have increased my quality of life dramatically.  Increasing my Scanner score has started an overall commitment to better health, eating, and exercise.” – Michael H., US

    “I use LifePak and Marine Omega and feel much more energetic all day, like how I used to feel in my 30’s.” – Maximilan M., DE

    “My favorite Pharmanex product is LifePak.  It has improved my overall health and well being.” – Lee K., US
  • Benefits
    • Offers superior anti-aging benefits and cell protection by providing the body with important antioxidants and phytonutrients such as alpha-lipoic acid and catechins
    • Improves and supports your antioxidant defense network
    • Supplies a comprehensive blend of nutrients to support a healthy cardiovascular system
    • Provides comprehensive bone nutrition support
    • Promotes healthy immune function
    • Supports normal blood sugar metabolism
    • Corrects nutritional deficiencies
  • Usage
    Two packets daily. Take the contents of one (1) LifePak® packet with eight (8) ounces of liquid with your morning and evening meals.
  • Ingredients
    IngredientsAmount% Daily Value
    Serving Size: 1 Packet
    Vitamin A (as Vitamin A Palmitate)1250 IU25%
    Vitamin C (as Calcium Ascorbate)200 mg333%
    Vitamin D (as Cholecalciferol)200 IU50%
    Vitamin E (as D-Alpha-Tocopheryl Acetate, Tocotrienols)75 IU250%
    Vitamin K (as Phytonadione)20 mcg25%
    Thiamin (as Thiamine Mononitrate)3.75 mg250%
    Riboflavin (as Riboflavin)4.25 mg250%
    Niacin (as Niacinamide)17.5 mg87.5%
    Vitamin B6 (as Pyridoxine Hydrochloride)5 mg250%
    Folate (as Folic Acid)300 mcg75%
    Vitamin B12 (as Cyanocobalamin)15 mcg250%
    Biotin (as Biotin)75 mcg25%
    Pantothenic Acid (as D-Calcium Pantothenate)15 mg150%
    Calcium (as Calcium Carbonate, Di-Calcium Malate, Calcium Ascorbate)250 mg25%
    Iodine (as Potassium Iodide)50 mcg33%
    Magnesium (as Magnesium Chelate, Magnesium Oxide)125 mg31%
    Zinc (as Zinc Oxide)7.5 mg50%
    Selenium (as L-Selenomethionine, Sodium Selenite)70 mcg100%
    Copper (as Copper Chelate)0.5 mg25%
    Manganese (as Manganese Chelate)1.0 mg50%
    Chromium (as Chromium Chelate)100mcg83%
    Molybdenum (as Molybdenum Chelate)37.5 mcg50%
    Polyphenol and Flavonoid Blend97.5 mg*
    Catechins (from Camellia sinensis) Leaf Extract (20:1)(45 mg)*
    Quercetin(25 mg)*
    Grape Seed Extract (min. 95% Polyphenols)(12.5 mg)*
    Citrus Bioflavonoids (from Citrus Fruits)12.5 mg)*
    Resveratrol(2.5 mg)*
    Gamma-Tocopherol37.5 mg*
    Beta- and Delta-Tocopherols16 mg*
    Alpha-Lipoic Acid15 mg*
    Inositol (as Inositol)5 mg*
    Carotenoid Blend8.25 mg*
    Beta-Carotene (from Palm Fruit and Blakeslea trispora Extracts)3.75 mg
    (6250 IU)
    *
    Lycopene (as Lycopene)(2.5 mg)*
    Alpha-Carotene (from Palm Fruit Extract)(1 mg)*
    Lutein (from Marigold Flower Extract)(1 mg)*
    Boron (as Boron Citrate)1.5 mg*
    Silicon (as Sodium Metasilicate)1.5 mg*
    Vanadium (as Vanadyl Sulfate)10 mcg*

ageLOC R2

 

ageLOC R2

ageLOC R2 is the second supplement product that reset aging from inside of our body (ageLOC Vitality being the first in the world) .  It functions in two ways:

ageLOC R2 RECHARGE and RENEW

ageLOC R2, which is developed using patent ageLOC technology,  is going to be available in Oct 2011.  ageLOC is the only science that target the genetic level of aging.   It can  identify, target and reset our Young Gene Clusters and stop aging from its source.
In the day time, ageLOC R2 recharge our physical energy, mental clarity, sexual drive and overall vitality.
In the night, ageLOC R2 renew our body by detoxing and purify.

What is AgeLoc?

Ageloc is an anti-aging technology based on the genetic research of Stanford University and LifeGen technology.

For 30 years, they were able to map 28,000 genes in the human body. and some of these genes are the super markers of aging process. This is called Youth Gene Clusters. It is in us. no matter how good your surroundings are, everyone will go through the aging process (as how we know it).

These researchers knew how to locate this YGC.

Another company bought the research and the patents and created the AgeLoc technology.

It targets the ultimate source of aging- our genes.
It resets the youth gene clusters back to their youthful activity.

"By 2030 the number of people worldwide over the age of 60 is expected to reach more than one billion. By 2015, the anti-aging industry is expected to grow 76 percent in the United States, 73 percent in Europe, 72 percent in Japan, and 82 percent in the Asia-Pacific region."

Goodbye painful skin care procedures, as this Ageloc technology can be used by anyone. No doctors needed. No technical knowledge needed. No costly sessions required. No heavy machines. No blades and needles.

Wednesday, December 14, 2011

To maintain a healthy weight and body this coming new year!


Merry Christmas and Happy New Year 2012 :)

I hereby wish that this coming year will be a fruitful year for you guys and may all your wishes come true!

Please spare me a bit of your time to carry on reading. It’s a great discover that I would love to share with all of you this coming new year!

I'm currently doing a healthcare management programme at NuSkin Pharmanex, with TRA (The Right Approach) as main program.

It is very effective in helping people to loss weight by reducing body fats & visceral fats and lead a healthy lifestyle with no weight rebound, even helped many patients get off medication from cholesterol, blood pressure, n diabetes problems! At the same time, it’s a form of prevention to diseases. This is suitable for people of any age and regardless you’re underweight or obese because it contains all the good and non of the bad. Completely different from all other dietary/slimming products or programme in the market! 

This is not just evidence by word of mouth or testimonial. My friends and their family and many others have tried it and it have been proven so! I feel that it would be so selfish of me knowing such a wonderful programme and not sharing it with people around.

I would be more than willing to share with everyone more about this and the wonders it have been creating. Everyone can just contact me! My email add: Laikwan.ng@gmail.com or FB -zoe_5612@yahoo.com
 
P.S. You might want to share this piece of good news with your friends as well!

Sunday, November 6, 2011

New Project Opposite Jaya One


Projects Details
  •  Size of development: 6.04 acres
  •  Located at Seksyen 13, Petaling Jaya (opposite Jaya One)
  •  Mixed development of commercial space and residential units.
    - 2 commercial blocks of 14-storeys (Star Office Building) and 17 storeys (Signature Office Suites)
    - 3 service apartment blocks of 25 to 34 storeys
    - 7 storeys of retail space
    - 5 levels of basement car park
    - 3rd to 8th floor elevated car park
  •  Total units of service apartments : 647
  •  Total units of signature office suites : 258
Projects Details
  •  Great location with Asia Jaya LRT Station nearby
  •  Superb accessibility to major highways such as Federal Highway, Sprint Highway, LDP and NKVE, as well as major roads
     close by
  •  Mature surrounding development
  •  Close proximity to established popular shopping centres such as Tropicana City Mall, Mid Valley, SS Two Mall and One
     Utama Mall
  •  Prominent recreational club known as Kuala Lumpur Golf and Country Club
  •  Near to well known hotels such as Hilton, Armada, Crystal Crown and Eastin

Pacific Place



 
Pacific Place confidently reflects the latest addition of opulence to the already established community that
harbours rich, exclusive amenities surrounding the urban mix development. Welcome to a truly new era of style,
fun and easy living.
  •  Next to New LRT station
  •  Reputable International Schools and Colleges
  •  Luxury Hotels & Golf Resorts
  •  Lifestyle Malls & Hyper Malls (Sunway Pyramid/Carrefour/Subang Parade)
  •  Health Institutions (SJMC & Sunway Medical Centre)
  •  Surrounded by Affluent & Established Communities

EPF Withdrawals


This withdrawal allows you to utilize your savings from Account 2 to partially finance your purchase of a house individually OR jointly with your spouse or close family members namely parents or siblings. Buying of a house with another individual who has no kinship is allowed provided that the other individual is a buyer and borrower. This withdrawal allows you to buy a house from a developer or an individual or through a public auction.
1. What are the requirements for Withdrawal To Purchase A House?
Members must be:
Malaysian citizens; OR
Non-Malaysian citizens who have obtained Permanent Resident (PR) status; OR
Malaysian Citizens who have made Leaving The Country Withdrawal before 1 August 1995 and have opted to re-contribute to the EPF; OR
Non-Malaysian citizens who have became members before 1 August 1998;
2. What is the amount entitlement under Withdrawal To Purchase A House?
Members can withdraw their savings according to the following, whichever is lower;
Individual Purchase – The difference between the house price and the loan amount plus an additional 10% of the house price; OR
All the savings in the applicants’ Account 2 subject to maximum amount eligible for withdrawal (whichever is lower)
Joint Purchase With Spouse, Family Member or Other Individuals
For housing loan of 100% - 10% from the cost of building the house; OR All savings in Account 2 (whichever is lower)
Cash purchase – house price with an additional 10% from the cost of building the house; OR All savings in Account 2 (whichever is lower)
3. How is the payment made?
The payment for withdrawal will be credited directly to the bank account with the following conditions:
- Members own a bank account with the EPF elected panel banks.
- Members’ bank accounts are still active, and
- Members’ bank accounts types are individual savings/current accounts OR Individual Joint Account for withdrawal amount of more than RM100,000.00
4. How do I submit the applications?
Applications can be submitted at any EPF Offices nearby, either at the counters or by post.
For more information, visit the Employees Provident Fund webpage for EPF Withdrawal to Purchase a House.

Home Loans


Just to ensure that you can get the most out of the information for that property you are eyeing, try to get familiar with mortgage terms and talk to some banks on their housing loan promotions. It is important to develop a financial plan so that you not only save money for the down payment, but for other costs that will come along later like the credit check, the mortgage application and the closing.
Listed below is a set of criteria that governs the end-financier’s evaluation of housing loan applications:
Income & Credit
The Applicant should have adequate income to qualify for the loan. The normal requirement is that the monthly loan repayment should not exceed 1/3 of the applicant's monthly income or in the case of joint purchasers, their joint monthly income.
Example: For a RM 200,000.00 loan over a period of 20 years, the monthly loan payment (at 10% per annum x monthly interest) is RM 1958.00. Thus, the applicant must have a minimum monthly income of RM 5,874.00 (RM1,958.00 x 3).
Applicants are required to supply evidence of their income, such as pay slip, EPF statement or income-tax return form to enable the end-financiers to ascertain their ability to repay the loan. However, for those who are self-employed, they should produce bank statements, sales invoices, receipts or other documentary evidence to verify their income claim.
Having an established credit history is also an important criteria in a smooth house buying process. Pay your loan on time, limit your debt, reduce the amount of credit cards you have and use them responsibly. It is also important to reassess your credit report - a record of past and current debt that states when and how you paid.
Age
Generally, the age limit for the loan payment is 55, which corresponds with the normal retirement age. It is possible that some end-financiers might extend the age limit to 60. (Depending on Individual Banks’ Policies or Package)
Guarantor
If your income or credit are not so convincing, the end financier may require you to provide a guarantor or guarantors whose joint income should meet the above mentioned minimum requirement.
Evidence of additional income
To avoid guarantors and you may have a substantial amount in your savings or fixed deposit account you can use it as evidence of additional income which the end-financiers may take into account during evaluation.

Home Buyers Guide


This summary is intended as a general overview of a typical house purchase, and to identify the
typical procedures followed.
Prepare a checklist and go through them one by one before making any decisions.
Below are some pointers that might be able to help you consider before choosing your dream home.
  1. Develop a financial plan that is affordable to your budget and relative to the property
  2. Consider buying a home that you can sell at a profit
  3. What are the pre-requisites that you need for your dream home? List them down
  4. Do not hesitate to call our Sales Advisors who can advise you on your choice of location
    & budget
  5. Visit & compare properties that are on sale/launch. Decide carefully, weigh the pros and cons
    as it will be a long-term commitment
  6. Browse through & study the classified advertisements in the papers for existing properties to
    make comparisons on specifications and market price
Some additional tips that you should take note before making your choice:
  1. Sale and Purchase Agreement (SPA)
  2. Insurance
  3. Stamp duty and Legal Fees on Loan Agreement
  4. Stamp Duty on Transfer
  5. Schedule of Payment
  6. Handing Over of Keys
  7. Certificate of Fitness

Wednesday, October 12, 2011

Steve Jobs Reveals Why He Always Wore the Turtleneck

Steve Jobs reveals why he always wore the black turtleneck in this excerpt from his biography by Walter Isaacson and posted by Gawker.

Jobs is famously recognized for wearing a black long-sleeved mock turtleneck made by St. Croix, Levi's 501 blue jeans, and New Balance 991 sneakers.

----
On a trip to Japan in the early 1980s, Jobs asked Sony's chairman Akio Morita why everyone in the company's factories wore uniforms. He told Jobs that after the war, no one had any clothes, and companies like Sony had to give their workers something to wear each day. Over the years, the uniforms developed their own signatures styles, especially at companies such as Sony, and it became a way of bonding workers to the company. "I decided that I wanted that type of bonding for Apple," Jobs recalled.

Sony, with its appreciation for style, had gotten the famous designer Issey Miyake to create its uniform. It was a jacket made of rip-stop nylon with sleeves that could unzip to make it a vest. So Jobs called Issey Miyake and asked him to design a vest for Apple, Jobs recalled, "I came back with some samples and told everyone it would great if we would all wear these vests. Oh man, did I get booed off the stage. Everybody hated the idea."

In the process, however, he became friends with Miyake and would visit him regularly. He also came to like the idea of having a uniform for himself, both because of its daily convenience (the rationale he claimed) and its ability to convey a signature style. "So I asked Issey to make me some of his black turtlenecks that I liked, and he made me like a hundred of them." Jobs noticed my surprise when he told this story, so he showed them stacked up in the closet. "That's what I wear," he said. "I have enough to last for the rest of my life."
----

Check out Steve's look over the years in the image below...

Read More [via 9to5Mac]

Monday, October 10, 2011

How to Tell if a Diamond is Real

Steps
  1. Ask for a certificate.grading authority (e.g. GIA, AGSL, LGP, PGGL)[1] or an independent appraiser who is affiliated with a professional organization (like the American Society of Appraisers). This is especially important if you're buying a stone you haven't seen, such as from the Internet.
  2. Look through it. Diamonds have a high "refractive index" (meaning they sharply bend the light that passes through them). Glass and quartz have a lower refractive index, meaning they sparkle less because they bend light less, even when they've been cut nicely (because the refractive index is an inherent physical property [2] which is not altered in any way by a nice cut - unless, technically speaking, the cut induced a permanent strain on the crystalline lattice).

    • If the diamond is not mounted, turn it upside down and place it on a piece of newspaper. If you can read the print through the stone or even see distorted black smudges, then it probably isn't a diamond. (Unless the cut is disproportionate, in that case print can be seen through a real diamond.)[3]
    • If the stone shows any sign of double refraction, it may be Moissanite (silicon carbide), a gemstone that is so similar to a diamond that even jewelers can have a hard time telling them apart. Look at the facet junctions from the top side of the stone, the 'star' facets' if you see what looks like double vision then that is the doubling effect.[4]
    • If the diamond is mounted, you should not be able to see the bottom of a diamond looking directly from the top.[5]
    • Draw a small dot with a pen on a piece of white paper. Place your unmounted diamond over the center of the dot. Look directly down on it and if your stone is not a diamond, you will see a circular reflection in the stone.
  3. Observe the reflections. A real diamond's reflections usually manifest in various shades of gray. If you see rainbow reflections, you're either dealing with a low-quality diamond or a fake.[6]
  4. Take the bottom view: Under a microscope hold the stone table (top facet) down. If you see an orange flash only to the facets as you rock the stone it is fake.[7]
  5. Buy a combination Diamond/Moissanite Tester. These are readily available and can quickly indicate if it is a true diamond or simulant.[8]
  6. Weigh the stone. Cubic zirconia weighs approximately 55% more than diamonds for the same shape and size.[9] Use a carat or gram scale to compare the stone in question to a real diamond.
  7. Check the setting and mount. A real diamond is not likely to be set in a cheap metal.[10] Stamps inside the setting indicating real gold or platinum (10K, 14K, 18K, 585, 750, 900, 950, PT, Plat) are a good sign, while a "C.Z." stamp will give away that the center stone is not a real diamond.[11]
  8. Put the stone under a UV light. Many (but not all) diamonds will exhibit blue fluorescence under an ultra violet or black light, so the presence of a medium to strong blue confirms that it is real. The absence of blue, however, does not mean it is fake; it could simply be a better quality diamond.[12] If you see a very slight green, yellow, or gray fluorescence under ultraviolet light, it may be Moissanite.[13]
  9. Test it with a heat probe. Real stones disperse heat quickly and they won't heat up with the probe. This takes about 30 seconds and is often done free of charge. It also doesn't hurt the stone the way some other ways of testing will.
  10. Use the fog test: Put the stone in front of your mouth and fog it like you would a mirror. If it stays fogged for a couple seconds, it’s probably a fake. A real diamond disperses the heat instantaneously so by the time you look at it, it has already cleared up, or if it happens to be a little dirty, it still clears much faster than a fake. Use a stone you know is real next to the suspect stone and fog both. You can watch how the real one stays clear while the fake one fogs over, plus if you breath on them repeatedly, you will see condensation start to build up on the fake, it fogs more with with each puff, while the real one is still clean and clear.
  11. Have the diamond x-rayed. Real diamonds do not show up on an x-ray, glass, cubic zirconium and crystals all have slightly radiopaque quailities, diamonds are radiolucent.

Thailand Reinforces Flood Defenses as Bangkok Under Threat

By Suttinee Yuvejwattana and Supunnabul Suwannakij
(Adds comment from Bangkok governor in seventh paragraph.)
Oct. 10 (Bloomberg) -- Thai officials rushed to reinforce barriers and widen canals in the capital Bangkok on concern the nation’s worst floods in more than half a century may spread to the capital later this week.
The deluge swept across the country starting in late July, killing 269 people, swamping factories operated by Honda Motor Co., Nikon Corp. and Canon Inc. and damaging more than 10 percent of rice farms in the biggest exporter of the grain.
Prime Minister Yingluck Shinawatra opened army camps to help house some of the 2.4 million people displaced by the floods, and asked authorities to accelerate efforts to protect the capital. The finance ministry today cut its forecast for economic growth to 3.7 percent from 4 percent and said the disaster may cause 120 billion baht ($3.9 billion) of damage.
“It’s difficult to estimate the water volume, but if we can protect the flood barriers in three key points in the next one to two days, Bangkok should be saved,” Yingluck told reporters at Bangkok’s former international airport, which has been turned into the country’s main flood-management center.
The situation is “quite worrisome,” Bank of Thailand Governor Prasarn Trairatvorakul said, adding that agricultural industry losses may total as much as 20 billion baht.
In Bangkok, officials are rushing to build three additional flood barriers and plan to dig five more canals over the next seven days to drain water from the capital, Yingluck said.
Evacuation Plans
Oct. 16 through Oct. 18 is the highest risk period for Bangkok, with low-lying areas near Suvarnabhumi airport and communities next to the river and canals the most vulnerable, the city’s Governor Sukhumbhand Paribatra said today by phone. Officials are shoring up flood walls, preparing evacuation plans and readying medical supplies, he said.
Some supermarkets in the capital reported shortages because of delivery disruptions and panic buying, said Saofang Ekaluckrujee, senior corporate affairs manager at Ek-Chai Distribution System Co., which operates Tesco Lotus hypermarkets in Thailand.
“There was panic buying of dry groceries such as instant noodles and rice at most of our stores in Bangkok,” Saofang said by phone. “In some stores, there were shortages of dry food because the flooding has affected logistics. We are trying everything to secure supplies to meet demand.”
‘Just Temporary’
Thailand’s government will provide as much as 200,000 metric tons of rice from its stockpiles and asked local producers of instant noodles, canned food and water to increase production to prevent shortages, Permanent Secretary for Commerce Yanyong Phuangrach told reporters yesterday.
“The situation is nowhere near crisis proportion just yet where food and water are concerned," said Sukhumbhand, the Bangkok governor. ‘‘Major arteries to transport all these things to Bangkok are still open, so I hope it’s just temporary.’’
North of Bangkok, authorities evacuated residents in the central province of Nakhon Sawan after a flood barrier was breached on the Chao Phraya river, said Wim Rungwattanajinda, a spokesman for the national flood center. As many as 650 patients are being evacuated from the province’s main hospital, Health Minister Wittaya Buranasiri told reporters today.
In Ayutthaya, 67 kilometers (42 miles) north of Bangkok, rising floodwaters broke through defenses around the Rojana Industrial Park, which is mostly a base for companies making automotive and electronics parts. The 198 plants have a combined investment value of 56 billion baht, and a total workforce of 90,000, said Suparp Kleekhajai, the vice industry minister.
Honda, Hana
Hundreds of Honda cars were damaged when dikes failed at the Rojana park, where the company produces as many 240,000 vehicles a year, said Pitak Pruittisarikorn, executive vice president of Honda’s Thai unit.
‘‘We will try to resume production at the plant as soon as we can, but we have to wait until the water situation is under control,” Pitak told reporters. “The water level hasn’t peaked yet. It’s still rising.” Pitak said the company is insured against flood damage.
Flood barriers are still protecting the Hi-Tech and Bang Pa-In industrial estates in Ayutthaya, Suparp said.
Hana Microelectronics Pcl, Thailand’s biggest semiconductor packager, said it may take 20 days to reinstall equipment even if the Hi-Tech facility escapes the flood.
Seasonal storms have affected more than 6 million people in Southeast Asia and claimed a further 224 lives in Cambodia, Vietnam and the Philippines, the United Nations said last week. Monsoons across Asia last month generated about $7 billion of losses, including $1.1 billion in Thailand, Aon Benfield, a reinsurer, said in a report on Oct. 5.
The deluge has affected 8.2 million people in Thailand since July 25, data from the Department of Disaster Prevention and Mitigation show.
“There is no need to declare Bangkok a disaster zone yet because we can still control the situation,” Yingluck said today. “But we may need to assess the situation again when the new storm arrives.”
--With assistance from Daniel Ten Kate, Yumi Teso and Anuchit Nguyen in Bangkok. Editors: Tony Jordan, Sunil Jagtiani
To contact the reporters on this story: Suttinee Yuvejwattana in Bangkok at suttinee1@bloomberg.net; Supunnabul Suwannakij in Bangkok at ssuwannakij@bloomberg.net
To contact the editor responsible for this story: Tony Jordan at tjordan3@bloomberg.net

Malaysia Budget 2012 highlights

Monday, October 10, 2011

KUALA LUMPUR, Malaysia - Highlights of Budget 2012 tabled by Prime Minister Datuk Seri Najib Tun Razak in Parliament Friday.

- Last year our FDI growth was the strongest in Asia and in the first 6 months of this year have already reached RM21.2bil (S$8.7 billion)

- In 2012, private investment is forecast to climb 15.9%, supported by foreign and domestic investment

- GDP in the first 6 months of 2011 was 4.4%, driven by strong domestic consumption

- In 2011, the economy is forecast to grow by 5-5.5%

- Private and public investment are forecast to increase by 15.9% and 7%, supported by foreign investment, the ETP and 10MP

- In 2012, the service sector is expected to grow 6.5%, the construction sector 7% and GDP is forecast to be between 5 and 6%

- Budget 2012 allocates RM232.8bil for Government plans, including RM181.6bil for management and RM51.2bil for development

- RM29.8bil has been allocated for investment in infrastructure, industrial and rural development

- RM13.6bil has been allocated for the social sector, including education and training, welfare, housing and community development

- Total revenue for 2012 is forecast to increase 1.9% to RM186.9bil and the deficit to decrease to 4.7% of GDP from 5.4% in 2011

- The theme for Budget 2012 is “National Transformation Policy: Welfare for the Rakyat, Well-Being of the Nation”

- We will focus on accelerating investment and further liberalise 17 services sub-sectors, in places enabling 100% foreign equity.

- RP2 will be implemented in 2012, and it will be allocated RM98.4bil, to be split evenly between 2012 & 2013

- RP2 main projects will include the East Coast Highway from Jabor to T'ganu and road upgrades from Kota Marudu to Ranau

- RM18bil of the RM20bil PPP Facilitation Fund will be used for high impact projects, with RM2 billion for bumiputera entrepreneurs

- In 2012, the Government will allocate RM978mil to accelerate the development in five regional corridors

- The Treasury Management Centre will be established and offer incentives to develop M'sia as a competitive financial centre

- We will develop the Kuala Lumpur International Financial District, with incentives including income tax exemptions for firms

- We will develop the Kuala Lumpur International Financial District, with incentives including income tax exemptions for firms

- Income tax exemptions for non-ringgit sukuk issuance and transactions will be extended for another 3 years

- To promote the development of Exchange Traded Funds products I-VCAP will provide RM200mil for Shariah-compliant ETFs

- Felda GVH will be listed on Bursa Malaysia by mid-2012 to raise funds for the company to become a global conglomerate. Felda settlers are expected to receive a windfall, and the amount will be announced before listing

- A RM2bil shariah-compliant SME Financing Fund managed by selected Islamic banks will be established in 2012

- A RM100mil SME Revitalisation Fund offering loans up to a maximum of RM1mil for entrepreneurs will be available from Jan 2012

- Full exemption of import duty and excise duty on hybrid cars and electric cars will continue to be given until 2013

- To promote tourism, the Langkawi Five Year Tourism Development Master Plan will be launched with an allocation of RM420mil

- The real property gains tax will be reviewed so it doesn't jeopardise the ability of low- and middle-income groups to buy homes

- The Malaysia Healthcare Travel Council will be privatised to promote and develop Malaysia as a healthcare destination

- Budget focuses on developing human capital, creativity and innovation and 2012 will be the National Innovation Movement year

- The Govt has allocated RM100mil promote innovation including the 1Malaysia Award (C1PTA) for innovative student inventions

- To enable SMEs to commercialise research products a Commercialisation Innovation Fund totalling RM500mil will be established

- RM50.2bil will be allocated to the education sector so that it can continue to develop talented, creative and innovative people

- RM1bil will be provided through a special fund for the construction, improvement and maintenance of schools

- We will abolish payments for primary and secondary education, making these free for the first time in our history

- Private schools registered with the Education Ministry will be given incentives including an Investment Tax Allowance

- The Govt will give tax exemption for contributions to educational institutions and all places of worship

- To encourage private sector human capital development incentives including a double deduction on scholarships will be offered

- Budget 2012 introduces a Rural Transformation Programme, so that rural areas can attract private investment and create employment

- RM5bil to develop rural infrastructure, including RM1.8bil to the Rural Road Programme & Village-Link Road Project

- RM500mil to expand the programme to supply clean water to the rural community in Sabah

- RM400mil to upgrade the water supply infrastructure in selected Felda areas - To provide greater access to bank services for the rural population, Bank Simpanan Nasional will appoint agents in rural areas

- RM90mil for the Orang Asli for basic necessities, including the expansion of the clean water supply project. For the Orang Asli affected by the landslides at Sungai Ruil, RM20mil is provided for their relocation to new homes

- 600,000 Govt pensioners will benefit from an additional annual pension increment of 2%

- Civil servants get pay rise between RM80 to RM320

- Govt will extend the compulsory retirement age from 58 to 60 years old to optimise civil servants' contribution

- Civil servants will be offered tuition fee assistance for part-time studies, including 5,000 masters and 500 doctoral scholarships

- A special programme will be introduced for 175,000 army personnel who are not eligible for pensions

- RM3,000 will be given to ex-members of the special constable and auxiliary police as well as widows and widowers

- The Govt is mindful of the plight of the rakyat due to rising food prices and will take measures to address this

- The National Agro-Food Policy 2011-2020 will be launched and RM1.1bil allocated for the development of the agriculture sector

- In the spirit of “People First,” all subsidies, incentives and assistance totalling RM33.2bil will be continued

- 500,000 will benefit from KAR1SMA, which provides assistance to poor senior citizens and children and disabled people

- My First Home Scheme will be expanded to increase the limit of house prices from a maximum of RM220,000 to RM400,000

- Govt will identify areas in the vicinity of MRT, LRT and other public transport to be developed by PR1MA

- Govt will continue to implement the Program Perumahan Rakyat by building 75,000 units of affordable houses

- Govt will establish the Special Housing Fund for Fishermen to build and refurbish houses

- Healthcare will be allocated RM15bil operating expenditure and RM1.8bil development expenditure

- Hospitals will be upgraded and constructed as well 81 rural health clinics upgraded and 50 new 1Malaysia clinics launched

- Hospital Kuala Lumpur - the oldest in Malaysia - will be upgraded to be the country's premier hospital

- Skim Amanah Rakyat (SARA) 1Malaysia will benefit 100,000 households with income below RM3,000 per month

- To assist taxi owners facing increased operating costs, measures will be introduced including tax exemptions on taxi purchases
- The National Legal Aid Foundation will ensure that every individual who is charged in court will be given free legal aid

- To assist the homeless, the Govt established a social assistance centre known as Anjung Singgah

- A training allocation of RM10mil will be provided for women to develop leadership and managerial skills

- To prevent cervical cancer, the Government will provide free Human Papilloma Virus immunisation nationwide

- MyCreative Venture Capital with an initial fund of RM200mil to be established - RM15mil will be allocated to build 150 futsal courts to achieve the “One Court for One Mukim” target

- To ensure the welfare of retirees measures including a tax relief on Private Retirement Schemes contributions are introduced - Senior citizens aged 60 years & above will be exempted from outpatient registration fees in Govt hospitals & health clinics

- One-off assistance of RM500 to households with a monthly income of RM3,000 and below will be provided - For those in private sector earning RM5000 and below, employers' EPF contribution will increase from 12% to 13%

- Book voucher worth RM200 will be given to Malaysian students in all private and public institutions of higher learning

- Civil servants will be given an additional bonus of half-month salary and pensioners RM500

Source:Asia One News

Thursday, October 6, 2011

Malaysian Budget 2012


Najib Checks On Final 2012 Budget Preparations
PUTRAJAYA, Oct 6 (Bernama) -- Prime Minister Datuk Seri Najib Tun Razak Thursday night monitored final preparations involving Finance Ministry's staff ahead of tomorrow's tabling of the 2012 Budget.

Najib, who is Finance Minister, spent about one hour at the ministry, during which he also chaired a closed-door meeting with senior ministry officials.

Present were his wife, Datin Seri Rosmah Mansor, Second Finance Minister Datuk Seri Ahmad Husni Hanadzlah, Deputy Finance Ministers Datuk Dr Awang Adek Hussin and Datuk Donald Lim Siang Chai.

Treasury Secretary-General Tan Sri Dr Wan Abdul Aziz Wan Abdullah, Chief Secretary to the Government Tan Sri Mohd Sidek Hassan as well as Bank Negara Governor Tan Sri Dr Zeti Akhtar Aziz were also present.

Najib is scheduled to table Malaysia's 2012 Budget at the Dewan Rakyat at 4pm.

In remarks made ahead of the event, the prime minister said that it would be a transformational budget for all Malaysians in line with the concept of 1Malaysia: People First, Performance Now.

-- BERNAMA

Suzuki Plans To Ramp Up Production Of Swift Model



Suzuki Malaysia to ramp up Swift production



2011/10/05

Suzuki Malaysia Automobile Sdn Bhd (SMA) plans to increase the production level of its Suzuki Swift model to 700 units a month compared to the current 400.

Managing Director Ibrahim Maidin said the plan will be executed in the current financial year ending March 31, 2012.

"The manufacturing plant is at present operating on one shift and we would like to increase the production level by doubling it," he told reporters after launching the new Suzuki Swift GX, here today. On the newly launched Suzuki Swift GX, he said the new model would provide customers an economical car, which has not compromised on safety, and offered value for money with an on-the-road price of RM65,888 -- Bernama


Steve Jobs: How to live before you die | Video on TED.com

Steve Jobs: How to live before you die | Video on TED.com

Enjoy the awesome speech from Steve Jobs for all of his 13 most memorable quotes


The 13 Most Memorable Quotes From Steve Jobs

Steve Jobs said some pretty amazing things in public forums, whether it was during an interview or during a speech.
Wired and the Wall Street Journal shared some great roundups of their favorite Steve Jobs quotes earlier this year when he stepped down from the CEO job, and we selected a few that were especially awesome.
Incredible words from an incredible businessman, designer, and fellow human. 


Read more: http://www.businessinsider.com/the-13-most-memorable-quotes-from-steve-jobs-2011-10#ixzz1a0qzGh00

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